Driving schools, insurance, medical examinations.


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What Insurance Does My Driving School Need?
Diving school insurance is akin to a personal auto policy as it covers theft, damage, liability, and injury. However, driving school insurance goes a step further by protecting your student drivers. Whether you own a fleet of 100 vehicles or just one, it is essential to have at least two types of coverage. Vehicle insurance is necessary for the cars you use for teaching purposes, while general liability insurance is crucial for your school's physical location. Additionally, purchasing an umbrella policy may be advisable to obtain additional coverages. Your general liability plan will cover accidents, property damage, product liability, and employee actions.

Drive Scout suggests a minimum policy of $1 million. Alongside this, it is recommended to purchase an umbrella plan for an extra $1 million, $3 million, or $5 million worth of coverage. This is particularly important for driving schools that operate five or more vehicles simultaneously. Obtaining an umbrella liability policy will supplement your existing plan. With a well-designed driving school insurance policy, you can protect yourself from unexpected hazards and ultimately save money in the long run.


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